Building code requires that no combustible materials be within 2 inches of a masonry chimney. This creates a superhighway from the crawl space to the attic allowing air you paid to heat and cool to continually leak out of your home into the vented attic, where it is lost. The same is true for chimneys from furnaces, water heaters, and wood stoves. In your home, you may notice drafts, uneven temperatures, your home may be difficult to heat or cool, and high energy bills.